Regular Savings Accounts

Savings Account


Rate Information: Your interest rate and annual percentage yield may change.


Frequency of rate change and determination of rate: We may (at our discretion) change the interest rate on your account at any time.


Compounding and crediting frequency: Interest will be compounded and credited to your account every month.


Minimum balance to open the account: You must deposit $25.00 to open this account.


Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.


Accrual of interest on non-cash deposits: Interest begins to accrue on the business day you deposit non-cash items (for example, checks).


Transaction limitations: Transfers from a savings account to another account by preauthorized, automatic, telephone or computer transfer (including ACH and in-house bank transfers) are limited to six (6) per month.


Fees: An excessive transaction fee of $2.00 will be charged for each debit transaction in excess of six (6) during a month.

City National Bank
P. O. Box 98 | 209 E. Brown
San Saba, Texas 76877
Phone: 325-372-5721
Fax: 325-372-5971
E-Mail: cnb@centex.net