Regular Checking

Minimum Balance to open the account: You must deposit $100.00 to open this account.

Minimum balance to avoid imposition of fees: If your balance stays above $750.00 throughout the statement cycle, there is no service charge. cycle.

 

If your balance is at least $500.00 on every day in the monthly statement cycle but falls below $750.00 on any day during the monthly statement cycle we will impose a service charge fee of $6.00 once during the statement cycle.

 

If your balance is at least $250.00 on every day in the monthly statement cycle but falls below $500.00 on any day during the monthly statement cycle we will impose a service charge fee of $7.00 once during the statement cycle.

 

If your balance falls below $250.00 on any day in the monthly statement cycle we will impose a service charge fee of $8.00 once during the statement cycle.

 

These service charge fees will not apply if you write three (3) checks or less during the monthly statement cycle.

 

Fees:  The Hometown Checking Service Charge of $6.00 (Individual Plan) or $8.50 (Family Plan) will be charged each month in lieu of the service charge based on the minimum balance within the monthly statement cycle. Additional benefits are provided with this account with a separate disclosure.

Hometown Checking

 

Minimum balance to open the account – You must deposit $100.00 to open this account.

Fees:  A hometown checking fee of $6.00 (Individual Plan) or $8.50 (Family Plan) will be charged each monthly statement cycle.

For this nominal monthly fee, you get the following products and services: